VA Home Loan

NJ Lenders Corp.

You served your country. Now let your country return the favor with special financing just for veterans. VA

VA Home Loans for Veterans
You served your country. Now it’s time to let your country return the favor with special financing for veterans. VA loans reward veterans for their service and sacrifice on behalf of our country in a number of ways.

What is a VA Loan?
A VA loan is a special type of home mortgage reserved for active military members and veterans. These home loans are guaranteed by the U.S. Department of Veterans Affairs and offered by participating approved lenders.  VA loans allow eligible veterans and active military personnel to achieve their home buying goals and help existing VA homeowners with money-saving refinance options.

VA Loan Benefits

VA loans are designed to provide long-term home financing to qualified veterans and, in some cases, their surviving unmarried spouses. Their interest rates are often better than those offered on conventional loans. 

VA loans offer a number of advantages over other types of mortgages, including: 

  • No penalty fee if you pay the loan off early
  • No private mortgage insurance requirements
  • Less than perfect credit can apply
  • The VA may be able to provide some assistance if mortgage payment complications arise. 

Who is Eligible for a VA Loan?

  • Active-duty military
  • Veterans
  • Reservists and members of the National Guard
  • Some surviving spouses of veterans 

These eligibility requirements are unique to VA loans. In addition to past or present military service, standard home loan criteria like creditworthiness and income will also play a role in your eligibility.

Get Pre-Qualified For A VA Loan
Let one of our experienced VA financing professionals help you navigate the VA loan process. Get started today.